October Updates

Ease on Down the Road What QE3 Means for Home Loan RatesIn  September’s issue of YOU  Magazine, we discussed  the possibility that the Federal Reserve would announce further purchases of Mortgage  Bonds to keep home loan rates low and help the economy continue to grow. On  September 13th, the Federal Reserve announced that it would indeed  begin another round of Bond Buying (known as Quantitative Easing or QE3). If  you’re in the market to purchase or refinance a home, you won’t want to miss  the latest on this story.

Eat That Frog! Getting Things Done Without CroakingThere is something a little intimidating about a long to-do list. And some  days, just seeing tasks written out in list form is enough to awaken the  procrastinator within any one of us.

5 Reasons Layaway Plans May Cost You More This installment-payment plan can help consumers avoid racking up debt when making holiday purchases, but it has its drawbacks. By Cameron Huddleston, Kiplinger.comLayaway has been making  a comeback since the recession. In fact, it’s been in the headlines recently  because several stores that offer this installment-payment program are reducing  or dropping layaway service fees.

Too Much of a Good Thing? The Dangers of Over-ExercisingAccording to the latest statistics from the  Centers for Disease Control, more than one-third of U.S. adults and  approximately seventeen percent of children ages 2-19 are obese. That’s just  one reason why a regular exercise routine is so important for all of us. Equally  important: being careful not to overdo it.

Too Much of a Good Thing? Part 2 Tips to Avoid OverschedulingThese days parents aren’t the only people who need organizers. Between after school activities and weekend events, kids can be just as busy if not busier than  adults. And while sports and extracurricular activities are healthy for children, sometimes it’s possible to have too much of a good thing.